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 Post subject: Insuring and LPG car
PostPosted: Thu Jan 19, 2006 11:17 am 
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Joined: Tue Dec 06, 2005 8:19 am
Posts: 314
I'm insured with HIC (highway insurance company) and they didn't increase my premium when I told them about my LPG install. However, it did increase my excess by £250 due to the additional fire risk (I guess?!) <BR> <BR>Rich

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 Post subject: Insuring and LPG car
PostPosted: Thu Jan 19, 2006 8:23 pm 
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Joined: Fri Oct 21, 2005 7:56 pm
Posts: 2581
Location: North Wales
I've finaly got a sensible quote for her with the company I have my trade insurance with. The policy is with norwich union but over a £100 less than going direct to them. DAFT <BR> <BR>Mike

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 Post subject: Insuring and LPG car
PostPosted: Mon May 15, 2006 6:24 pm 
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Joined: Mon May 15, 2006 5:35 pm
Posts: 3
although we arn not lpga registerd we do all our installations to lpga standards and have sat the lpga exams and passed we issue a certificate to say the install meets the current standards but this still isnt good enough for some insurance companies saga in particular we lost a conversion today because saga did not have us on their list


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 Post subject: Insuring and LPG car
PostPosted: Fri May 26, 2006 8:14 pm 
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Joined: Sun Dec 18, 2005 2:07 pm
Posts: 18
I called Norwich Union Direct today to buy insurance, I was with them before through a broker, but he didn't pay his bills! <BR> <BR>They had to go away for a few minutes to check with the underwriter, but covered me without asking for a certificate and no extra charge.


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 Post subject: Insuring and LPG car
PostPosted: Fri Jun 23, 2006 9:55 pm 
Norwich union increased my quote by £100 once I told them that the car had been converted to <BR>run on LPG. <BR> <BR>Anyone know of any more accomodating insurers ? <BR> <BR>Ta <BR> <BR>Carl


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 Post subject: Insuring and LPG car
PostPosted: Fri Jun 23, 2006 10:02 pm 
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Joined: Fri Apr 29, 2005 6:48 pm
Posts: 37
Location: Crieff
I am with NatWest Insurance, they have noted on the policy that it is an LPG conversion but no additional premium that I was told of when I took it out.


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 Post subject: Insuring and LPG car
PostPosted: Thu Jul 27, 2006 2:10 pm 
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Joined: Thu Jul 13, 2006 1:16 pm
Posts: 3
I use NFU, cheap insurance (currently £140 fully comp age 45) and weren't at all worried about the gas kit. I listed all mods such as suspension V8, uprated brakes etc and still they were happy. Some supposed specialist Land Rover insurers wouldn't touch it with a barge pole some were quoting figures over 2.5k! Been with NFU over 5 years now


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 Post subject: Insuring and LPG car
PostPosted: Tue Aug 22, 2006 6:14 pm 
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Joined: Mon Aug 21, 2006 10:03 pm
Posts: 3
Direct Line didn't want to know because my conversion wasn't LPGA certified, so now I'm with NatWest. <BR> <BR>They classed it as a modification but (as Ian said above) there's no additional premium.


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 Post subject: Insuring and LPG car
PostPosted: Mon Aug 28, 2006 10:09 am 
I'm insured with MoreThan and called them this morning as I'm booked in to have my Rover75 converted in 2 weeks. Naturally got thru to their call centre in India and spoke to "Steve" (who sounded more like a Sanjay to me). He couldnt understand a word I was saying and kept calling it an LPV conversion. He eventually put me thru to their claims department for some reason. Then spoke to "Sarah" (who sounded more like a Sunita) who didnt understand why I had been put thru and then re-routed me back to their customer service again. This time i spoke to "Bob" (who sounded like an Baljit). He said it wont make any difference to my insurance policy. Cant see it myself so now Ive emailed MoreThan and hopefully I'll get a definative answer which I'll post on this forum.


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 Post subject: Insuring and LPG car
PostPosted: Sun Jul 15, 2007 5:38 pm 
Intermediate Member

Joined: Fri Jun 29, 2007 2:28 pm
Posts: 1129
Location: Northants.
Admiral charged me £33 extra for my LPGA certified professional conversion. They also told me the lpg equipment would not be insured in a crash. I dont mind because the multicar policies are so cheap.


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 Post subject: Insuring and LPG car
PostPosted: Mon Jul 30, 2007 11:04 pm 
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Joined: Mon Jan 01, 2007 4:43 pm
Posts: 76
Location: warrington
Vic, <BR> havn't laught so much for ages

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 Post subject:
PostPosted: Tue Nov 06, 2007 1:05 pm 
Hi Guys,
I just changed my car and my insurer. While I was on their site I thought I would ask about fitting an LPG system to my car. I used the live chat thingie and here is the short conversation.

Zoe: Hello, you are through to Zoe please can I take your full name and postcode
Visitor: Hi, if I fit LPG to my car could you still cover it ? Thanks, Gary.
Zoe: Yes you just need to add this as a modification
Visitor: Hi Zoe, even if I do it myself. ( ex mechanic) ?
Zoe: YES
Zoe: Sorry
Zoe: Is there anything else that you would like me to clarify for you before you continue with your quote?
Visitor: Ok that's great, just wondered cos some companies have certain regs about gas, like lpga fitting cert and stuff.

Then no more replies.

The company was Liverpool Victoria. Turned out it was the cheapest quote I got too.

Ok, off I go with my LPG then !

Anyone in W.Yorks be able to give me any fitting help/advice ???

Cheers,
Gary.


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 Post subject:
PostPosted: Wed Jan 09, 2008 7:55 pm 
Well, after 16 months of sweet, sweet, cheap motoring with my converted Rover 75 Morethan insured car, its been written off after some silly old bag jumped a red light and went into the side of me.
Morethan originaly offered £3550 but after realising it had been converted, upped the offer to just over £4000.
To be honest I really didnt think they would take the converstion into account but it was more than (no pun) I had expected.
I guess you only find out these things when the worst happens but so far Morethan have been pretty fair.


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 Post subject: Re: Insuring and LPG car
PostPosted: Tue Aug 19, 2008 4:54 pm 
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Joined: Tue Jun 10, 2008 7:48 am
Posts: 400
Location: Rural Lincolnshire
(Unregistered Guest wrote:
The RAC do not consider LPG conversion a modification to the car and they were not bothered as to whether my car was converted or not. <BR>At least that is what they told me when I payed for my insurance. <BR>Jake <BR> <BR>***** Manually transferred from old forum *****

I spoke to them this afternoon and they said that they don't even need to see the certificate. Just keep hold of it in the event of a claim. When the coversion is done just give them a call so they can issue a new certificate of insurance.

Since RAC is part of Aviva (as are Norwich Union), you'd think you'd get the same response from NU, but from what I've read, NU take a very different view to LPG conversion


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 Post subject:
PostPosted: Wed Aug 20, 2008 11:40 pm 
Junior Member

Joined: Tue Nov 06, 2007 4:59 pm
Posts: 248
Location: Huntingdon, Cambs
Just changed my insurance to Adrian Flux who specialise in modified cars, and they just list as a mod as usual, even with all my other mods they still came out over £50 cheaper. However they did state they wanted a cert, so a visit to Tinleytech is in order :wink:


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 Post subject:
PostPosted: Wed Nov 05, 2008 12:22 am 
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Joined: Mon Jul 21, 2008 12:54 pm
Posts: 193
Location: Sussex & South Wales
make sure you dont ever have to change your car or cancel the policy with Flux, they are experts in not giving you any money back for the remaining months you have already paid for. I know from experience as do many other people. They are really best for highly modified cars where you need a guaranteed payout if you get a total loss


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PostPosted: Thu Nov 13, 2008 7:28 pm 
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Joined: Tue Nov 06, 2007 4:59 pm
Posts: 248
Location: Huntingdon, Cambs
Which is why i'm with them, mine has a fair few mods.
Also they have allowed UKCougar.com club discount, so hopefully they would look after a club as word gets round quick, if you know what i mean


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 Post subject: Re: Insuring and LPG car
PostPosted: Thu Nov 13, 2008 10:12 pm 
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Joined: Tue Jun 10, 2008 7:48 am
Posts: 400
Location: Rural Lincolnshire
Active_Lad wrote:
Since RAC is part of Aviva (as are Norwich Union), you'd think you'd get the same response from NU, but from what I've read, NU take a very different view to LPG conversion

To prove my point, my policy was due last week. I'd had the renewal from RAC and none of the screen scrapers could beat it. But I thought I'd try Norwich Union and see what happened. Their website couldn't cope with the LPG modification so I went through to the call centre. Cut a long story short, they were £12 more expensive than RAC. So I said to "John" (let's save the poor boy's blushes) that RAC were £12 cheaper. He said "They usually are. They're only over there (forgetting that I couldn't see them!) I can see them from my desk. Shall I transfer you to them?" And he did and so I renewed with RAC Insurance underwritten by Norwich Union rather than Norwich Union underwritten by Norwich Union.

How mad is that? :lol:

I used to think there was a complex computer programme that calculated our premiums. I actually think there's a bingo caller in the middle of the call centre with the ping pong balls whirling around a big glass sphere with premiums written on each ball. :D

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